EARN
Earn more with Ampersand
Stop settling for pennies. Get rates up to 7x1 more the national average with Ampersand’s yield optimization
Why settle for traditional
banking rates?
See how much more your deposits could be earning
Traditional Banking
0
%
National average savings rate
FDIC national savings rate was 0.39% as of December 15, 2025.
$1M earns:
$3,900/year
0
%
Competitive yield optimization
9x1 more than traditional banking
$1M earns:
$35,000/year
1 Based on FDIC national deposit rates (Source: https://www.fdic.gov/national-rates-and-rate-caps/national-rates-and-rate-caps-previous-rates) and Ampersand delivered rates. Deposit rates are subject to change. Past performance is not indicative of future results, and individual results may vary. Ampersand, Inc. is not an FDIC insured bank. Deposit insurance covers the failure of an insured bank.
Comparison is based on publicly available FDIC national average rates for similar deposit products at the time of calculation on 12/22/2025. Rates available through the Ampersand program are provided by participating financial institutions within the Ampersand partner network and may differ from national averages due to factors including deposit size, product structure, term, and market conditions. Rates are subject to change and are not guaranteed, and actual rates available to clients may vary.
How Ampersand maximizes your yield
Advanced financial technology and strategic bank partnerships deliver you superior returns
Smart Allocation
Rate Monitoring
Instant Optimization
Historical Performance
Ampersand outperforms across market cycles.
12-Month Average
0
%
vs. Traditional Banking2
0
x
2Based on FDIC national deposit rates (Source: https://www.fdic.gov/national-rates-and-rate-caps/national-rates-and-rate-caps-previous-rates) and Ampersand delivered rates. Deposit rates are subject to change. Past performance is not indicative of future results, and individual results may vary. Ampersand, Inc. is not an FDIC insured bank. Deposit insurance covers the failure of an insured bank.