HOW IT WORKS
Smart Cash Management, Simplified.
Ampersand makes it easy to protect, optimize, and manage large cash balances without the complexity of opening and overseeing multiple bank accounts. From onboarding to ongoing monitoring, we handle the details so your cash is always working as hard as it should.
Easy Onboarding
Getting started with Ampersand is straightforward.
Our onboarding process is streamlined, with limited paperwork and clear, step-by-step guidance. And you’re never on your own. Our experienced client service team is available throughout the process to answer questions and help ensure everything is set up correctly from day one.
Fund One Account
Once onboarded, you fund a single Ampersand account.
From there, Ampersand automatically allocates your funds across our network of partner financial institutions, placing deposits in increments of no more than $250,000 per institution. This approach is designed to optimize for safety, liquidity, and competitive returns without requiring any manual management on your part.
Ongoing Monitoring and Optimization
Ampersand continuously monitors your deposits to ensure no account exceeds $250,000 at any single institution. We actively manage your cash to help you earn the best possible rate while maintaining full deposit insurance coverage and access to your funds.
One View. One Statement. Full Transparency.
Despite being distributed across multiple institutions, your experience stays simple. You receive a single monthly statement that clearly shows balances, activity, and interest earned, giving you complete visibility without added complexity.
