Ampersandfirstamericans

Delivering Deposit Management Services that Meet Your Tribe’s Distinct Needs

Every Tribe has its own set of intricate financial needs and challenges.

Ampersand is proud to be among the first deposit management firms to deliver tailored solutions dedicated to meeting the needs of First Americans. We’re committed to understanding your Tribe’s distinct culture and delivering services that match your priorities. 

Helping Tribes Meet Strategic Financial Goals

Deep industry expertise allows us to bring valuable content and actionable ideas to our clients. We’re ready to help guide your Tribe toward its strategic goals through customized financial solutions for:

  • Tribal Owned Banks
  • Consumer Finance Companies
  • Casino Gaming & Hospitality
  • Governmental Infrastructure & Administration
  • Natural Resources & Energy
  • Hospitals & Healthcare
  • Non-gaming Economic Development


While protecting funds, Ampersand provides a competitive return from its trusted, hand-picked network of financial institutions across the country.

With protected deposits, competitive returns, and financial institutions that align seamlessly with your core values and mission, Ampersand is the ideal choice for your Tribe's distinct needs.

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Aligns to Your Objectives

Ampersand recognizes that while safeguarding deposits and securing competitive rates is fundamental, values and mission also play a pivotal role. Ampersand is dedicated to aligning with your tribe’s values by identifying the right banking partners that not only meet your financial needs but also resonate with and support your mission.

Minimizes Operational Risk

We offer best-in-class fraud protection for your tribe aligned with full protection of your deposits. Your sensitive personal and financial data is protected by multiple layers of security. We follow rigorous protocols for information access, and heavily encrypt your data to minimize the risk of your information being intercepted by unauthorized users. Our team follows strict guidelines for data management, and exceeds federally mandated standards.

Complete Transparency

You always have access to your funds and information about your deposits via our secure client portal. And, our dedicated team is ready and willing to answer questions you have about your funds, our processes, and more. We’re always just a call or message away.

Expertise and Service

With decades of experience working with tribes, our approach is simple: provide deposit protection, a competitive rate, and a dedicated relationship manager to assist with all of your administrative needs.

How You Benefit by Partnering with Ampersand

  • Deposits are secured within Ampersand’s network which includes hundreds of pre-screened financial institutions that meet our strict underwriting standards
  • Funds are placed with financial institutions that align with the objectives of your mission and values
  • Peace-of-mind knowing your funds are backed by:
    • Up to $50 million FDIC coverage through our proprietary bank network
    • FHLB Letters of Credit
    • Surety Bonds
    • Pledged Collateral
    • Repurchase Agreements
  • 100% deposit insurance coverage through trusted network of financial institutions
  • Easy-to-reconcile consolidated statement
  • Payment services for streamlining of administrative tasks
  • Full account management and fraud prevention/dual control services
  • No-cost bank evaluations/reviews provided to your Tribe quarterly
  • Invite-only educational special events for Tribes nationwide 
  • Introductions to private equity partners for investment opportunities, co-investments

Find out how Ampersand’s streamlined deposit management services can help maximize your Tribe’s deposits and support your mission.

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