Designed
to perform.
By working with a diverse group of partners, we’re able to match deposits thoughtfully, manage concentration risk, and adapt as client needs evolve, all while maintaining rigorous standards.
Carefully selected.
Continuously monitored.
Every institution in the Ampersand network is subject to a rigorous vetting process before being added.
Financial health
We evaluate each institution’s overall financial performance before it joins the network.
Capitalization
Capital levels are reviewed to ensure partners meet our standards for safety and soundness.
Liquidity & asset quality
Liquidity position and asset quality are assessed alongside regulatory standing.
Ongoing monitoring
Partner institutions are monitored on an ongoing basis, allowing us to proactively manage risk and maintain a resilient network.
A sample of our partners
Your deposits are supported by a national network.
We manage the details.
When you work with Ampersand, you’re not just accessing a network — you’re gaining an expert advisor and partner. We handle oversight, monitoring, and coordination across institutions, so you can focus on your broader financial goals. And there’s no need to change banks — we encourage you to keep your operating accounts and everyday banking with your community bank.
**“Financial Institutions” collectively refers to banks, credit unions, and savings institutions. Partner logos are trademarks of their respective owners, shown for identification only, and do not imply endorsement. Participating institutions may change. Vetting and monitoring do not guarantee the financial condition of any institution. Ampersand, Inc. is not a bank or depository institution.