Churches & faith-based organizations
Steward every gift with care.
How churches and ministries protect building funds, reserves and designated gifts above the FDIC limit while supporting community banks.
Why cash is often under-protected
- Building campaigns raise large sums
- Designated funds held for future use
- Desire to bank in line with values
The FDIC insures up to $250,000 per depositor, per bank, per ownership category. Everything above that at one bank is uninsured.
One account. 300+ insured institutions.
- Insured placement across community banks
- Competitive rates on building funds
- Simple reporting for finance committees
- Values-aligned community banking
Ampersand, Inc. is not a bank. Ampersand acts as administrator in placing deposits at FDIC- or NCUA-insured institutions; deposit insurance is provided by those institutions, subject to standard limits, aggregation rules and pass-through requirements. Eligibility of specific fund types depends on applicable law, governing documents and program terms. ‡ Program rates have averaged 5–9x the FDIC national average savings rate, as of 10/15/2026; averages are not a guarantee of any client’s rate. Rates vary and are not guaranteed. Not legal, tax or fiduciary advice.