
EB-5 regional centers
Investor escrow, insured and transparent.
How EB-5 regional centers and new commercial enterprises protect investor escrow and project funds above the FDIC limit with transparent reporting.
Why cash is often under-protected
- Large, long-dated escrow balances
- Foreign investors expect transparency
- Funds held pending adjudication or milestones
The FDIC insures up to $250,000 per depositor, per bank, per ownership category. Everything above that at one bank is uninsured.
One account. 300+ insured institutions.
- Insured placement for escrowed capital
- Records supporting coverage by investor
- CDs aligned to project timelines
- Clear reporting for investors and counsel
Ampersand, Inc. is not a bank. Ampersand acts as administrator in placing deposits at FDIC- or NCUA-insured institutions; deposit insurance is provided by those institutions, subject to standard limits, aggregation rules and pass-through requirements. Eligibility of specific fund types depends on applicable law, governing documents and program terms. ‡ Program rates have averaged 5–9x the FDIC national average savings rate, as of 10/15/2026; averages are not a guarantee of any client’s rate. Rates vary and are not guaranteed. Not legal, tax or fiduciary advice.