Skip to content
Home/Industries/EB-5 regional centers

EB-5 regional centers
Investor escrow, insured and transparent.

How EB-5 regional centers and new commercial enterprises protect investor escrow and project funds above the FDIC limit with transparent reporting.

The challenge

Why cash is often under-protected

  • Large, long-dated escrow balances
  • Foreign investors expect transparency
  • Funds held pending adjudication or milestones

The FDIC insures up to $250,000 per depositor, per bank, per ownership category. Everything above that at one bank is uninsured.

How Ampersand helps

One account. 300+ insured institutions.

  • Insured placement for escrowed capital
  • Records supporting coverage by investor
  • CDs aligned to project timelines
  • Clear reporting for investors and counsel

Ampersand, Inc. is not a bank. Ampersand acts as administrator in placing deposits at FDIC- or NCUA-insured institutions; deposit insurance is provided by those institutions, subject to standard limits, aggregation rules and pass-through requirements. Eligibility of specific fund types depends on applicable law, governing documents and program terms. ‡ Program rates have averaged 5–9x the FDIC national average savings rate, as of 10/15/2026; averages are not a guarantee of any client’s rate. Rates vary and are not guaranteed. Not legal, tax or fiduciary advice.