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The So-Called Stablecoin “Yield Ban” Leaves Community Banks Vulnerable

May 14, 2026

Ampersand Chairman & CEO Kelly A. Brown was featured in American Banker discussing the potential impact of stablecoin reward structures on community banks and deposit competition. In the article, Kelly examines how “activity-based rewards” tied to stablecoin balances could still function similarly to yield, potentially influencing depositor behavior and creating new pressures for community financial institutions. Read More

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